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Our MediBridge ConsumerFirst Programs combine advocacy with supplemental insurance coverage to deliver savings and convenience to members and their group sponsors.
The program produces premium-equivalent savings for groups by reducing the amount of claims paid by groups and decrementing stop loss expenses, as demonstrated below:
After the base medical plan out-of-pocket maximum is set at the legal maximum - $8300 for HSA-eligible programs or $9200 for other programs - MediBridge buys down the member responsibility to a reasonable level. We take responsibility for the liability between the desired out-of-pocket and legal maximum, which allows the plan to reduce its claims funding and decrement its stop loss, netting savings of 6-20%.
Our program steps in on behalf of members to help them negotiate savings that they cannot get on their own, as shown below:
First, MediBridge receives claims directly from TPAs and proactively advocates on behalf of members before they receive a bill, providing savings of 15-25% through prompt pay discounts, financial assistance program reviews, No Surprises Act (NSA) audits, coding audits and soft steerage.
After negotiating savings, MediBridge proactively contacts the member and if the member wishes, MediBridge pays providers on their behalf - without charging any interest or fees! In addition to proactive communication, we are available to answer any questions that may arise.
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